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Baby Package

At DIYinsurance, we have put together a special package for your new born. The Child Protection Plan provides comprehensive protection for your child and the Education Savings Plan helps you to save up for their university education.


Receive 50% commission rebates1 when you apply for either Child Protection & Education Savings Plans & receive another $50 in shopping vouchers if you apply for both.

Baby Package

Child Protection Plan

We have compared, analysed products across insurers and put together this special package to provide essential and comprehensive coverage for your new born.


Minimum coverage of $175,000 before age 70.
After age 70, cover is based on $50,000 plus accumulated projected bonus. (Projected benefit at age 70 is $236,000 and at age 80 is $266,0002.)

Premium waiver3 if payor suffers from Death, Disability or Critical illness.

Up to $30,000 upon diagnosis of any 10 specified child illnesses (such as Severe Asthma, Leukaemia, Kawasaki diseases).

For private hospital & pays $150 per day from the first day of hospitalisation due to accidental injury, up to $30,000.

If child is a Girl, If child is a Boy,
Annual Premium (Cash)
$1,081 (pay for 20 years) and
$238 (after 20 years)4
$1,148 (pay for 20 years) and
$238 (after 20 years)5
50% Commissions Rebate to you
You receive $70 in total You receive $80 in total

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Education Savings Plan

We have analysed and compared across insurers to help you save up for your child's university education.

If child is a Girl,
entering university at age 18
If child is a Boy,
entering university at age 20
Cash payout
Receive $2,000 cash each time when child is at age 7 (primary), 12 (secondary), 16 (College). Receive $2,000 cash each time when child is at age 7 (primary), 12 (secondary), 16 (College). Additional $2,000 cash for a boy at age 18 (army)
Receive additional cash (Expected age of university entry: 18 for Girl and 20 for Boy)
$56,4596
at age 18, 19 and 20
$56,9217
at age 20, 21 and 22
Death and Disability Benefits
Yes Yes
Premium waiver3 if payor suffers from Death, Disability or Critical illness
Yes Yes
Total cash payouts
$62,459 $62,921
Monthly Premium
$228
(pay for 18 years)
$204
(pay for 20 years)
50% Commissions Rebate to you
You receive $230 in total You receive $260 in total

Note: You may customise the above plans according to your needs and budget.


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Package Enquiry

Baby Package

Receive 50% commission rebates1 when you apply for either Child Protection & Education Savings Plans & receive another $50 in shopping vouchers if you apply for both.

Please provide Given Name
Please provide Surname
Please provide Gender
Please provide Smoker
Date of Birth (dd/mm/yyyy)*
/ / Please provide valid Date Please provide valid Month Please provide valid Year
Please provide Email Please provide Valid Email
Please provide valid Contact Number

* denotes required items


Notes
  1. Commission rebate is computed based on actual plan size taken up. Commission rebate is usually paid over 2 to 3 years.
  2. Based on projection at 4.75% investment return.
  3. Assuming payor's age is 30 years old.
  4. Comprises of a whole life policy ($843 annual premium, limited payment for 20 years only) and Integrated Shield Plan (ISP) rider ($238 annual premium, age-banded). The main plan of ISP ($272 annual premium) is not included here as it can be paid by CPF.
  5. Comprises of a whole life policy ($910 annual premium, limited payment for 20 years only) and Integrated Shield Plan (ISP) rider ($238 annual premium, age-banded). The main plan of ISP ($272 annual premium) is not included here as it can be paid by CPF.
  6. Guaranteed payouts of $14,000 (age 18) and $12,000 (age 19). The final payout at age 20 of $30,459 is based on a guaranteed payout of $8,000 and a projected payout of $22,459 (based on 4.75% return).
  7. Guaranteed payouts of $12,000 (age 20) and $12,000 (age 21). The final payout at age 22 of $32,961 is based on a guaranteed payout of $8,000 and a projected payout of $24,961 (based on 4.75% return).

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