Term Life Insurance

Insurance coverage for a fixed period of time

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Term Life Insurance pays a lump sum upon death or terminal illness during the policy coverage duration. Some riders available to provide additional coverage to the main Term Life Insurance plan: Total permanent disability, Critical illness, Early critical illness, Multi-claim critical illness



Uses of Term Life Insurance

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Replacement of income due to death of income earner
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Pay off liabilities such as a mortgage loan
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Fund children's tertiary education after demise
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Replacement of a key man in the organisation
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Fund a buy-sell agreement contract between business partners

How much do you need?

Questions that could help you discover:

  • How much of your monthly income do you need to replace on unfortunate demise?
  • How many years do you need to replace this income for?
  • Do you need to pay off your liabilities (e.g. mortgage loan) upon demise?
  • Do you need to fund your children's tertiary education after demise?
  • What is your current insurance situation and how much assets do you have now?

To find out how much Life Insurance you need, use this simple Term Life Insurance calculator.


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Compare Term Life Insurance

Insurance coverage for a fixed period of time
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